Spectrum investment professionals have significant experience providing service to individuals or family plans. We offer both our Tactical Asset Allocation and our Managed Asset Allocation products. In the latter case we develop, in an interactive process with our clients, a strategic investment policy covering the risk and return objectives of the client. Once the goals are established within the client’s risk spectrum, the portfolio is managed to stay within the established risk profile and the boundaries for each asset class.

Our clients typically have custodial accounts at one of the large mutual fund complexes such as Vanguard and Spectrum is authorized to rebalance the portfolios according to the strategic investment policy. Each client receives an accounting statement from the custodian of asset values and a proprietary, user friendly performance report developed by Spectrum.